The Business Case for EHR Data in Underwriting is Real

In three consecutive articles published in On The Risk throughout 2025, Munich Re Life documented the effectiveness of EHR data in more than 800 underwriting cases across multiple carriers and every major evidence scenario. It’s the most comprehensive independent validation to date—and the findings are clear: EHR data reduces underwriting time and cost.

Three Changes Have Finally Made EHR Evidence Underwriter-Grade

In a rapidly evolving healthcare data landscape, we explore EHR trends for underwriters and why these developments finally make EHR evidence underwriting-grade. For more than a decade Electronic Health Records (EHRs) have promised to improve efficiency in life insurance underwriting....