In three consecutive articles published in On The Risk throughout 2025, Munich Re Life documented the effectiveness of EHR data in more than 800 underwriting cases across multiple carriers and every major evidence scenario. It’s the most comprehensive independent validation to date—and the findings are clear: EHR data reduces underwriting time and cost.
New FDA Policies Could Limit the Full Value of AI in Medicine
The rapid advancement of artificial intelligence (AI) in medicine is paving the way for the potential development of artificial general intelligence (AGI), a revolutionary technology capable of understanding and solving complex medical problems with human-like proficiency. However, regulatory challenges, particularly...
We Need More Robust Post-Market Surveillance For Health Care AI
As AI and machine learning (ML) continue to transform health care, the importance of effective post-market surveillance mechanisms becomes clear. With nearly 1,000 AI-enabled medical devices approved as of 2024, ranging from predictive glucose monitors to AI-equipped smartwatches, there is...
It’s Tax Time! What do Tax Returns and Medical Records Have in Common?
By: Cristina Spears, Senior Special Projects Manager If you think tax filings and medical records have absolutely nothing in common, you would be dead wrong! The common denominator is that they’ve shifted away from being predominantly paper-based to digital-based within...