The Business Case for EHR Data in Underwriting is Real

In three consecutive articles published in On The Risk throughout 2025, Munich Re Life documented the effectiveness of EHR data in more than 800 underwriting cases across multiple carriers and every major evidence scenario. It’s the most comprehensive independent validation to date—and the findings are clear: EHR data reduces underwriting time and cost.

[Video] Integrating Biometric Devices with Pattern

Biometric data is a powerful addition to a study protocol, offering a variety of data about participants’ activity levels and well-being. Pattern has deep experience working with study teams to select the best-fit devices for their studies and integrating…